Retirement Plan Beneficiary Designation

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How It Works

Retirement Plan

  1. You name Berkeley as a beneficiary of your IRA, 401(k), or other qualified plans.
  2. After your lifetime, all or a portion of the remaining assets in your plan pass to Berkeley tax-free.

How You Benefit

Flexibility

Estate Tax Deduction

Income*

No Income Tax

  • You can continue to take distributions from your retirement accounts during your lifetime.
  • You can create a tax-efficient estate plan by leaving other assets to your loved ones, which are not subject to both income and estate tax.
  • You can change your beneficiary designation at any time.
  • It's possible, with a remainder beneficiary, to pay a loved on income for life or for a term of years.

*If you fund a life income gift (e.g., charitable gift annuity or charitable remainder trust)

How to Give

  • Beneficiary Designation
For more in-depth information, please call one of our experts at 800-200-0575.