Deferred Charitable Gift Annuity

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  • Cash

  • Stocks and/or Bonds

How it works:

  1. You make a gift of cash or securities to Berkeley.
  2. The annuity contract provides that we will pay to you — or to one or two individuals you name —  fixed annuity payments for life, beginning on a specified date in the future.
  3. When the contract ends, Berkeley will use the remainder of the annuity to support the programs you designate.
  • Income

  • Income Tax Deduction

  • Capital Gains Tax Benefit

  • Flexibility

How you Benefit:

  • All of the benefits of an immediate payment gift annuity.
  • Because payments are deferred until a future date, the annuity rate is higher than it would be with an immediate payment annuity and the income tax charitable deduction is larger.
  • The future start date for payments can be designed to coincide with important life events, e.g., your retirement or a grandchild’s college years.
For more in-depth information, please call one of our experts at 800-200-0575.